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Secured & Unsecured Credit Card List

If you are new to credit or you are trying to rebuild your credit, the following credit card offers will help you. To get started call the toll-free # provided & request an application. You will receive your credit card within a few weeks. Many banks now maintain their own websites where you can apply online. For your convenience, we have included those website addresses in this report.

Because most "high risk" credit card banks offer both UNSECURED and SECURED credit cards, be sure to specify which one you are applying for when contacting the respective bank. A SECURED card requires you to open and maintain a savings account as security for your line of credit; an UNSECURED card does not.

Unsecured Credit Cards

Cross Country Bank 800 Delaware Avenue Wilmington, DE 19801 (302) 326-4200 or 1.800.252.1159	Orchard Bank P.O. Box 19360 Portland, OR 97280 1.800.581.6880	First National Bank PO Box 6000 Brookings, SD 57006-6000
Merrick Bank P.O. Box 571308 Salt Lake City, Utah 84157-1308. 1-800-929-8818 (Not Available in The Virgin Islands, Puerto Rico and Wisconsin)	First PREMIER Bank PO Box 5114 Sioux Falls, SD. 57117-5114 (Not available in Wisconsin)	First National Bank Pierre, SD (Not available in Wisconsin)

Secured Credit Cards

Key Bank and Trust 1-800-539-5398	Sterling Bank & Trust 1.800.372.7694
Associates National Bank 1-800-884-1789	First Consumers National Bank (FCNB) PO Box 2088 Portland, OR 97208 1.800.876.3262 (Not available in North Carolina and Vermont)

Catalog Merchant Credit Cards

American Consumers Express
PO Box 2855
Pompano, FL 33072
1.954.570.8691

Credit Plus
PO Box 766
Bridgeton, MO 63044
1.314.344.1111

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