H.I.R.'s Government Auction Resource Packet

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• Public Auction or Open Auction
  • An auction that anyone can attend. The auctioneer offers items for bids. All items are sold to the highest bidder.
• Absolute Auction
  • This is the best type of auction to attend. An Absolute Auction has no reserve prices pre-set. The auctioneer must accept all bids. If there is only one bid of one dollar on an item. The auctioneer must sell to that bidder.
• Private Auction
  • Operates the same as a Public Auction, but the public is not invited. Bidders must be invited by the auctioneer, or his employer.
• Reserve Auctions
  • A reserve auction is generally open to the public. The auctioneer offers items for bids with a minimum price. If that price is not reached in the bidding, the item is not sold. If the owner of the item is present at the auction, the auctioneer will ask him if he will accept the lower bid. Sometimes yes, sometimes no.
• Sealed Bid Auctions
  • These auctions are most often conducted by mail. On your request, the government will send you an "Invitation to Bid" form (for each item you wish to bid on ). You must fill it out, include a deposit (set by the auction), and then mail it to the auction by a preset cut off date. All bids will be opened at the same time, and the highest bidder wins. If you do not win the bid, your deposit will be returned along with the results of the auction.
• Spot Bid Auctions
  • Similar to a Sealed Bid Auction, but you would be present at the auction site as each item comes up for sale. If you wish to bid, you will write down your bid and bidder number. Insert it into an envelope. Then hand it to the auctioneer. He opens all bids. The highest bid wins.
• Negotiated Sales Auctions

Bids are made before you attend the Auction.

• U.S. Government Surplus Auctions

   

  • Defense Reutilization Marketing Office

  • General Services Administration Reutilization

  • U.S. Postal Service

   

• U.S. Government Seized Property Auctions

   

  • Internal Revenue Service

  • U.S. Marshals Service

  • U.S. Customs Service

  • Small Business Administration

   

• U.S. Government Real Estate

  • Department of Housing and Urban Development (HUD)

  • Department of Veterans Affairs (VA)

  • Federal Deposit Insurance Corporation (FDIC)

  • Small Business Administration (SBA)

  • Internal Revenue Service (IRS)

   

• Local Auctions

   

  • State Surplus Agency

  • County Tax Liens

  • Local Police

• If this is your first auction, try hard not to overbid!
  • We know how you feel. You have read all the information, discovered some items you can not live without. But remember, you are still a newbie. This is the time to learn-- not plunge. Be very conservative in your bids.
• The Bidding Process
  • The seasoned bidder and the beginner size up the first item up for bid. They get a feel for the auction. They note the way the auctioneer starts the bidding. A good auctioneer leads the bidders. A bad auctioneer is lead by the bidders. Watch the bidders closely. If everything is running smoothly, try a few very conservative bids.
• The Auction Catalog
  • Catalogs are a list of the items for sale at the auction you are attending. Each item has a lot number the auction uses to identify it. As the items come up for bid, the auctioneer will start by saying, "This is lot number 5555", and start the bidding. The items are auctioned in the order they are listed in. The auction catalog makes a great notebook. Check off the items you want to bid on, and the highest price you will pay.
• Inspection Time
  • All public auctions set aside a time period for you to view the items up for auction. Use this time wisely. This is your only chance to closely inspect the goods. Never bid on an item without inspecting it first.
• Two Heads Are Better Than One
  • Bring a friend . It's easy to get carried away at an auction. Having someone you trust along helps settle everything down. Especially if they know something about the items you are going to bid on.
• Pay Attention
  • Auctions move at a very fast clip. A good auctioneer will sell an item every minute or two. Practice keeping track of who has the bid. When you bid on an item, be careful not to over bid yourself. That is probably the most common mistake a novice makes.
• Auction Fever
  • The worst thing that can happen to you, is to totally lose control. I have seen two bidders get mad at each other, and run the bid up to twice the retail cost of the item they are bidding on. Set the price you will pay BEFORE THE AUCTION STARTS.
• Never Buy More Than You Can Handle
  • Remember, at most auctions you must pay for, and remove the items the same day. Some auctions will give you more time if you make arrangements in advance. Always be aware of the auctions time frame, and stick to it.

• Absolute
  • As in Absolute Auction. This means that whatever is put up for sale, will be sold to the highest bidder.

• "AS IS"
  • Selling the property without warranties, as to the condition and/or the fitness of the property for a particular use. Buyers are solely responsible for examining and judging the property for their own protection. Otherwise known as "As Is, Where Is" .
• Bidder Number
  • The number issued to each person, registered at an auction.
• Candle Auction Sale
  • A candle sale is a type of auction that uses Phone/Mail as the method of bidding. A minimum bid or asking price will be established for a property, and prospective bidders will be required to place a deposit with the State in order to participate.
• Conditions Of Sale
  • The legal terms that govern the conduct of an auction, including acceptable methods of payment, terms, buyer's premiums, possession, reserves and any other limiting factors of an auction. Usually included in published advertisements or announced by the auctioneer prior to the start of the auction.
• Buyer's Premium
  • An advertised percentage of the high bid or flat fee added to the high bid to determine the total contract price to be paid by the buyer.
• Reserve
  • This means that the item for sale has a set dollar amount it must be sold for. If no one bids that amount or more, the item will not be sold. It will be set aside by the auctioneer. Set aside items are usually brought up for bidding again at the end of the auction session.
• Minimum Bid
  • This means there is a minimum dollar amount you must bid to buy this item. A minimum bid item typically indicates a reserve on these items.
• Opening Bid
  • When an item is offered, the Auctioneer will set a price.

• Half
  • A bid that is half what the auctioneer is asking for.

• Upset
  • This applies to residential or commercial property that has been foreclosed on. The residential or commercial property can not be sold for less than the upset amount. Just like a reserve bid.
• Knockdown or Hammer Price
  • The auctioneer will warn that he is going to knockdown on the last bid offered. Meaning he is going to sell the Item if no higher bids are offered. He will bring down his gavel and yell Sold to the bidder number that had the highest bid.
• Lots
  • The auctioneer will tell you when he is selling items in lots. He might have 10 CD players in one lot. He will auction them all for one price. This is the best way to buy for resale. The price per unit is less than if each CD player were auctioned by itself.
• Inspection
  • Specified Date, Time and Place property is available for prospective buyer viewing and evaluation. Also known as a Preview.
• Shills
  • A shill is a bidder at an auction like you, with one exception. This person has no intention of buying anything. His sole purpose is to drive the bidding as high as he can without having the final bid. Shills work for the auctioneers who receive a commission on the total dollar amount that is sold. Shills are illegal. If you see someone who bids a lot, but never buys anything, watch out, he may be a shill. Stay away from this auction to be fair to all of the honest auctioneers. It is very rare to find a situation like this.

• Always Buy Like You Are Going To Resell
  • When you start buying at auctions, you will buy the things you want, and need. After a little time spent at auctions, you will find better, and better deals. Let's say you buy a 27 inch color TV for $75.00. After two weeks, you find a 46 inch color TV for $150.00. You know you can sell the 27 inch TV for $150.00. So why not move up to the 46 inch TV. The same reasoning applies with anything you buy. The trick is to know how much value to place on an item. Read your local newspapers' classified ads. Everything under the sun is for sale in the classified ads. This gives you a good starting place to know what an item will sell for. After a little buying, and selling. Every time you look at an item at an auction, you will put two prices on it. 1. What you will pay, and 2. What you can sell it for .

• Government Agencies (Real Estate)
  • Department of Housing and Urban Development (HUD)

• Form A Limited Partnership
• Co-Op with a Group of Investors
• Family Participation
• Credit Cards (MasterCard )(Visa)

• Boats and Airplanes
  • U.S. Customs, G.S.A. , D.R.M.O. , I.R.S. , U.S. Marshals, Local Police, County Auctions
• Vehicles
  • U.S. Customs, G.S.A., U.S. Postal Service, D.R.M.O. , I.R.S. , U.S. Marshals, Local Police, County Auctions, State Surplus
• TV's and VCR's
  • U.S. Customs, U.S. Postal Service, Local Police, County Auctions, State Surplus
• Office Equipment
  • S.B.A. , G.S.A. , Local Police, County Auctions, State Surplus
• Computers
  • G.S.A. , U.S. Postal Service, D.R.M.O. , S.B.A. , State Surplus
• Household Goods and Furniture
  • S.B.A., I.R.S., Local Police, County Auctions, State Surplus
• Real Estate
  • County Tax Lien Auctions, F.D.I.C. , B.L.M. , I.R.S. , S.B.A. , U.S. Marshals
• Fine Art
  • I.R.S. , U.S. Marshals, U.S. Customs
• Business Inventories
  • I.R.S. , S.B.A. , State Surplus

There is nothing in the world that feels better than knowing that you've made a Super Great Deal, and knowing other people have spent three times as much money to have the same merchandise, is great.

Buying and selling goes on every day in this great country of ours. If you are just starting out, follow this list of places to sell:

• Garage Sales
• Flea Markets
• Ads on Bulletin Boards in Grocery Stores & Laundromats.
• Put ads up in Apartment Complexes, Colleges & Churches.
• Consignment Shops
• Run Classified Ads
• Ads in Newsletters
• On the Internet
• Word of Mouth

Bidding Tips

There are three types of bidding that auctions are conducted under, as follows.

Traditional Auction.  Pre-registration is required. Property is offered item-by-item and is "knocked down" to the highest bidder.

Spot Bid.  You complete a form stating your bid in writing. Bidding occurs during the auction and the property is offered lot-by-lot, as in a traditional auction. Winners are announced during the auction.

Sealed Bid.  An "Invitation for Bids" and a bidding form are given early to bidding participants. You need to be on the mailing lists so that these invitations will come regularly via snail mail. The mail packet describes the property listed for sale, where and when it can be inspected, any special conditions (such as minimum bid) and where and when bids must be submitted.

In returning the bid envelope, you must write in the bid invitation number, the date and time it is to be opened and the place of auction, on the bottom left hand comer. You seal the envelope and return it to the originating auctioneers.

The sealed bids sent to the auctioneers are opened publicly at the date and time specified on the invitation. The sales office then notifies the highest bidders with mailed award letters, which also designate when the property must be paid for in full, and when it must be removed.

Sometimes these deadlines are negotiable, especially for higher priced items, but it is to your benefit to plan to comply with the dates stated for payment and removal of the merchandise.

If your bid is much higher than the others, the government will likely work with you and extend deadlines to get your money. If the winning bid was close and you procrastinate too long, they will generally award it to the next highest bidder, or forfeit the property and offer it for sale again later. When attending a traditional auction, it is important to get there an hour or so early, pre-register and find a good seat. If there is time, try talking with some of the other bidders in attendance. Also, study your sales catalog for special terms and conditions of sale and removal.

Important:  Unless you're very experienced with auctions, do not be the opening bidder. If you’re inexperienced, you may open the bids too high and open yourself right out of the market.

Important:  If there are no bids on the lot you’re interested in, bid about a tenth of the amount you have decided to spend.

Important:  Recognize if you bid too early, it may tip off others that the item is valuable and encourage a lot of competition. It’s a game out there.

Important:  Announce your bid loudly and make sure you get the auctioneer’s attention. If your bid is mistakenly acknowledged, yell that it was a mistake. It is allowed to withdraw your bid as long as you do it before the auctioneer yells "Sold!"

Important:  Ensure that you stop bidding at your pre-designated limit. It is easy to get caught up in the excitement.

Tips

Very Important:  Never bid on anything without seeing it first, unless it is a completely low-ball bid. If the item happens to be mis-described, disassembled, or in scrap condition, it might be completely useless.

Important:  Be prepared to gauge the value of the vehicles you plan to bid on with quotations from Edmunds and the Kelly Blue Book.

Important:  Verify the vehicle history using Carfax.  Warning:  Knock off a lot of points from a car that has been marked by Carfax for potential rollback. Warning:  Avoid a car where Carfax shows higher prior odometer mileage than the current odometer reading.   Warning:  Recognize if a car has been identified by Carfax as having a salvage title (which may or may not have a bearing on your decision).  Warning:  Knock off points if a car is being presented as owned by original owner and Carfax shows a long history of ownership.  Warning:  Knock off points if the car is from out-of-state and is presented as otherwise.  Warning:  Knock off points if Carfax shows an excessive number of emissions test failures.

Obtain the “knockdown sheet” from a previous auction of this government organization. The knockdown sheet is an original sales catalog with the accepted bids penciled next to the items. Hot Tip:  Recognize that when you get your first catalog and knockdown sheet is that many of the government lots will have the original acquisition price in the description and this is not anything near what you should bid.

After studying the knockdown sheet and have a blue book quote on value, you can determine the percentage of value the government agency is likely to accept. This is a different percentage depending on the item. For example, a bid that is less than 40% of the wholesale value of a car might be rejected, while a bid that is only 10% of your possible resale price on medical equipment would be accepted.

In addition to Edmunds and the Kelly Blue Book, there are other resources to determine car values that’s good to be familiar with. The NADA (National Automobile Dealers Association) publishes a monthly used car guide on a regional basis. You can call 703-821-7000 for subscription information.

Also, an available automobile publication is National Market Reports based in Chicago. This is published in three regions. Call 312-726-2802. When you go to physically inspect items, follow some basic rules of common sense.

Important:  As soon as you identify a car you are interested in bidding on, try to make arrangements with the custodian to take the car to a mechanic for a computerized check. If this is not allowed, try to find a mechanic to come with you to inspect the property. If you are not an expert and can't get a mechanic, take a notebook and use the following guidelines to inspect the car:

• Search for areas that have been patched and repainted, particularly around the bottoms of doors and fenders.
• Check the tread on the tires, and determine if there is dry rot.
• Get permission to start the car, if possible.
• Rate the interior of the car in terms of dirt, cracks and tears. Look under the mats to see if the floor is rusted.
• Check for air conditioning, transmission type, power brakes, power windows, power seats.
• Look underneath the car for puddles of oil, transmission fluid or antifreeze.
• Get underneath and determine the amount of rust, whether the frame has cracks or has been previously welded and whether the exhaust system seems to be in good shape.
• Look under the hood at the battery and the rest of the engine, checking for cleanliness, rotted hoses, leaks, and cracked casings.
• Remove the various dipsticks for oil and transmission fluid and check for cleanliness.
• Test all of the lights to see if they work.
• Check the odometer.
• Push down on the corners of the car to check the shocks. If they bounce up and down they need to be replaced.
• Check the spare tire. If the tread is worn unevenly, there may be alignment problems.
• Investigate possible warranties.

If you are buying this car for yourself, call a reputable mechanic and find out what repairs will cost. Also, tell the mechanic the number of miles on the car, as he can probably predict which major part will next need repairs.

For the What, Where, and When of the auctions local to you, go to the sections in this website for Federal Government Auctions, Public Auctions, Local Auctions, Seized and Repossessed, Tax Delinquents.

If you are buying this car to sell, call the used car dealers and ask what can you get for it. Or, preferably, consult your "blue book" first and dicker with them a little. Do not let them know you are buying it at a government sale or they will not offer you as much. In fact, some used car dealers attend these sales for their business.

HAPPY BIDDING!  NOW, GO OUT AND GET THAT $200 CAR!

Federal Government Auctions

Government Personal Property

GSA - General Service Administration/Federal Supply Service.

The Federal Supply Service of the General Services Administration sells used personal property for civilian federal agencies.  Included are government personal property such as such as vehicles, tools, machinery, or office equipment.

The GSA has a function of being essentially the auctioneer for all branches of federal government, with the exception of the Department of Defense.

GSA is the Federal Government's Procurement Agent.

About the GSA.

The GSA purchases the supplies, equipment, and vehicles for the federal government.   At some point when the items become expendable, the items are offered for sale to the public.  

Whenever a government office or agency ceases operations or updates its operating equipment, the surplus property is put under the jurisdiction of GSA. If GSA determines that no other government agencies have a need for the property, it is sold to the general public by auction or a sealed bid sale.

This agency  markets various motor vehicles, including automobiles, vans, trucks, tractors, and construction and agricultural vehicles. The condition of the property varies from good to fair to poor and is so stated in the bid catalogs.

Getting Public Auction Information.

GSA contact information.

GSA auctions are relatively simple to access and have such a wide variety of choice in items, they are a good starting point in learning about government sales. To find and prepare for these sales you must either very carefully watch the media GSA uses to advertise, or else gain entry to the GSA mailing list.

GSA advertises in publications such as "U.S.A. Today", "The Wall Street Journal" and the "New York Times". Postings may also be as simple as bulletin board postings at the nearest courthouse.

One good source for all government sale advertising is a publication called "Commerce Business Daily". To subscribe, send remittance and full mailing address to:

Superintendent of Documents
Consumer Information Center
Pueblo, CO 81009

Call (888) 878-3256 or FAX your request to: (719) 948-9724 for subscription prices and allow six weeks for the delivery of the first issue.

Also, you can obtain information on sales of used federal personal property, or to be placed on a mailing list, by writing to Personal Property Sales, U. S. General Services Administration, at the address below serving your location.  Additionally, you may inquire about upcoming sales, by  calling the telephone number listed with each address.

Washington, D.C., Metropolitan Area
6808 Loisdale Road (3FP-W)
Springfield, VA  22150
(703) 557-7796

Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont
10 Causeway Street
3rd Floor, Room 347 (2FBP-1)
Boston, MA 02222-1076
(617) 565-7326

New Jersey, New York, Puerto Rico, Virgin Islands
Room 20-112, Box 10 (2FBP)
26 Federal Plaza
New York, NY 10278
(212) 264-4823
1 (800) 488-7253

Delaware, Maryland and Virginia (except Washington, DC Metropolitan area), Pennsylvania, West Virginia
Wanamaker Building (3FPD)
100 Penn Square East
Philadelphia, PA 19107-3396
(215) 656-3400

Alabama, Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee
Peachtree Summit Building
401 West Peachtree Street
Atlanta, GA 30365-2550
(404) 331-5177

Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, Ohio, Wisconsin
(For Fleet Vehicle Auctions Only)
230 South Dearborn Street  (5FBF)
Chicago, IL 60604
(312) 886-8686

Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, Ohio, Wisconsin
(For Miscellaneous Surplus Sales (Auction and Sealed Bid)
1500 East Banister Road (6FBP)
Room 1102
Kansas City, MO 64131
(816) 823-3714
FAX on Demand:  816-823-3701

Arkansas, Louisiana, New Mexico, Oklahoma, Texas
819 Taylor Street  (7FMP)
Fort Worth, TX 76102-6105
(817) 978-2352 or 1 (800) 495-1276
FAX on Demand: 817-978-9907

Colorado, Montana, North Dakota, South Dakota, Utah, Wyoming
P.O. Box 25506
Denver Federal Center, Building 41 (7FP-8)
Denver, CO 80225-0506
(303) 236-7705

American Samoa, Arizona, California, Commonwealth of Northern Mariana Islands, Guam, Hawaii, Nevada
450 Golden Gate Avenue
4th Floor West (9FBP)
San Francisco, CA 94102-3434
(415) 522-2891 or 1 (800) 676-7253
FAX on Demand:  (415) 522-3025

Alaska, Idaho, Oregon, Washington
400 15th Street, SW (10FZP-S)
Auburn, WA 98001-6599
(253) 931-7566

Examples of Items Sold

A wide variety of items, including:

• Agricultural, mining and construction vehicles and machinery;
• Cameras and projectors;
• Cars, vans, trucks, boats and airplanes;
• Communications equipment;
• Computers, printers, copiers, and typewriters;
• Food preparation and servicing equipment;
• Hardware, plumbing, heating and electrical equipment;
• Jewelry and collectibles;
• Medical and laboratory equipment;
• Office and household furniture;
• Recreational and athletic equipment;
• Tools

Most of vehicles were purchased new and driven by Government employees for official purposes.  They are sold when the replacement age and/or mileage limitations are reached.  These vehicles are maintained well, have relatively low age and mileage, and have desired features like automatic transmission, air conditioning, power steering, and power brakes.  

How Personal Property is Sold

Various methods are used including sealed bid, auction, spot bid, and fixed price sales.  There is no preference is given to individuals or groups, including veterans, senior citizens, or religious organizations.

Sealed Bid.

Sealed bid is used when the sale items are in scattered locations. For a sealed bid sale, there is an "Invitation for Bid," or IFB, available to prospective buyers through the mail, by fax on demand or via Internet. The IFB contains item descriptions, sale terms and conditions, item locations and inspection times, and a bid form. If you decide to bid, you will complete the bid form and mail it to the address shown in the IFB. GSA must receive your bid by the opening date and time indicated on the IFB. Late bids are not accepted under any circumstances. GSA opens all bids publicly.

Auction.

GSA holds an auction when there is a large number of items for sale in one location. Many car and truck sales are auctions. Traditional auction methods are used. Prospective bidders receive descriptions, bidding instructions, and an opportunity to inspect the merchandise ahead of time or on the day of sale. Many of auctions are conducted by commercial auction companies who are under contract with GSA.

Spot Bid.

A spot bid sale is similar to a "silent auction," with bids written down rather than voiced. Property is offered item by item and awarded to the highest bidders. Bidders may bid only once per item, unless the item is re-offered.

Fixed-Price Sale.

At fixed-price sales, GSA posts the selling prices on the property and sells items on a first-come basis.

Payment and Removal

Forms of payment.

Cash, money orders, travelers checks, cashier's checks, credit union checks, Government checks, and personal checks accompanied by a bank letter guaranteeing payment are acceptable forms of payment.  Bravo, VISA, Discover, MasterCard, and other private issue credit cards are also accepted for many sales.

How are Auctions Advertised

Mailing list.

GSA maintains mailing lists for frequent purchasers of Government property. To be placed on a mailing list, please write to the GSA regional sales office serving your location. In order to minimize mailing costs, GSA periodically remove the names of those who do not participate in the sales.

Occasional buyers may obtain information about upcoming sales by dialing GSA telephone information lines for recorded messages or calling fax on demand numbers, or via the Internet on http://www.gsa.gov/.

GSA also advertise in local newspapers and on radio, and it sometimes posts notices in public buildings.

Highly specialized sales, or those that might generate interest nationwide, are announced in national newspapers, trade journals and periodicals.

GSA also advertises sales of national interest in the Commerce Business Daily, a publication of the U. S. Department of Commerce. Copies of this publication may be available at libraries and local Chambers of Commerce. For subscription information, you may call the U. S. Government Printing Office order line at (202) 512-1800, or write to the Superintendent of Documents, U. S. Government Printing Office, Washington, DC  29402.

Sales by Other Agencies

Military Property.

The Defense Reutilization and Marketing Service (DRMS) of the Defense Logistics Agency of the U.S. Department of Defense sells military surplus personal property through its regional offices worldwide and maintains field offices in all fifty states. For information, you may contact DRMS at 74 Washington Avenue, N, Battle Creek, MI  49017-3092. Information on DRMS sales is also available on the Internet at http://www.drms.com/.

With the DOD, you can go to local or national sales. Every single military installation in the country is required to hold at least  three surplus auctions per year. Each installation computer logs the items as surplus as they become available. If one of the local items, such as machinery of some type, is available when a national auction is scheduled, it is marketed nationally. If not, it is sold at a sale on the base when the computer decides there is enough surplus to warrant a sale.

There are military bases in all fifty states. To find out when the next one is scheduled, call the bases nearest you and ask for "merchandising" or "base supply". Tell them you are interested in attending their next surplus sale. 

Forfeited Property.

Property seized from drug dealers and racketeers are sold in auctions managed by the U.S. Marshal's Service.

The offices of the U.S. Marshal are interconnected with the Department of Justice, the U.S. Attorneys, the Federal District Courts and the Drug Enforcement Administration. There are 94 district offices, more than 280 locations in the U.S., and additional offices in Guam, Puerto Rico and the Virgin Islands.

The "Comprehensive Crime Control Act of 1984", gave the government the right to seize and forfeit not only the assets used in the commission of a crime, but any assets acquired with proceeds from criminal activity. Hence, when John Doe is busted for cocaine, the government takes not only the Mercedes he was driving to make his transaction, but the four Porsches at his home, his house, his legitimate business, his recreational boat, his cash and anything else of value, such as fur coats, stereos or jewelry.

The Marshal's Service manages the National Asset Seizure and Forfeiture Program (NASAF) that disposes of this seized property. However, no mailing lists for sales catalogues are maintained.  They are required to advertise the sale of seized property. Prior to the sale, there will be public notices of forfeiture proceedings in the legal classifieds of the paper in the locale where the forfeiture is taking place. Typically, the ads are placed in the low circulation community legal papers. You can find the ones serving your area by looking in the yellow pages of your phone book under "Newspapers" or "Publications."

The best source for the dedicated drug-dealer-sale-seeker is USA Today on Wednesdays. The Drug Enforcement Agency Asset Forfeiture Unit usually has half a page of legal notices listed as First Notice, Second Notice and Third Notice. They are required to advertise three times before having a sale. This ad lists seized property all over the country. The notices list the defendant's name, the date of seizure, the item seized, the location where it was seized and the amount of bond. The very first number in each case is the seizure number which is important for tracking down the item and particulars of sale.

Some law enforcement offices engage local brokers or auctioneers to manage the properties and advertise the sales.   It is best to contact the offices of the locations you are interested in. Ask to speak with the "seized property sales officer" and request they tell you where their sales are advertised.  If they tell you to contact General Services Administration, iterate that you are seeking "seized" not "surplus" property.  It's a good idea to also  request the names of the auctioneers or brokers they use. 

The following lists NASAF offices of the United States Marshal's Service:

Chicago, IL (312) 353-5290
Houston, TX (713) 718-4800
Detroit, MI (313) 226-4922
Boston, MA (617) 748-2500
Buffalo, NY (716) 551-4851
Atlanta, GA (404) 331-6833
Baltimore, MD (410) 962-2220
Los Angeles, CA (213) 894-7944
San Francisco, CA (415) 436-7677
Miami, FL (305) 536-5346
New York, NY (212) 637-6000
St. Louis, MO (314) 539-2212
San Diego, CA (619) 557-6620
Seattle, WA (619) 553-5500
Denver, CO (303) 844-2801

You may contact the U.S. Marshal's Service directly to inquire about their sales programs:

Office of Public Affairs
U. S. Marshal's Service
600 Army Navy Drive
Arlington, VA  22202-4210
(202) 307-9087
www.usdoj.gov/marshals

Property seized by US Customs is sold by the government to benefit the public treasury. The forty-three area offices and seven regions of the United States Customs Service commonly seize property under the following circumstances:

• When someone does not declare a foreign item they are
  carrying;
• When someone is caught smuggling drugs over the border
  or is guilty of other criminal activity;
• A commercial sender or receiver refuses to pay duty (fee for a
  shipment of foreign origin to enter the U.S.);
• A sender or receiver can not afford to pay duty;
• The recipient of a gift refuses to pay the duty.

Vehicles are classified under "Impounded Vehicle Auctions" at customs auctions. 

Customs auctions are held on an "as needed" basis and managed by EG & G Services. E. G. & G Services only recently began managing all of the customs sales. In the past, a person watching for a sale would need to maintain contact with the customs service offices and watch notices in the classifieds. Now, a person interested in these sales can subscribe to the sales catalog.

Here is the contact information to found out about U.S. Customs auctions:

E G & G Dynatrend, Inc.
U. S. Customs Service Support Division
3702 Pender Drive, Suite 400
Fairfax, VA  22030
(703) 273-7373      also:  (202) 307-9087
www.treas.gov/auctions

Real Estate

Public Building Service

Most surplus Government real estate is sold by GSA's Public Buildings Service. For information, you may call 1-800-472-1313 or request a free copy of the Real Property Sales List by writing the Consumer Information Center, Pueblo, CO  81009 or calling (719) 948-4000. Information on real property sales can be obtained through Internet at www.gsa.gov/pbs/pr/prhome.htm. Also, information on commercial real estate that HUD sells can be obtained through Internet at www.hud.gov/brokers.html.

Consumer Information Catalog

For information about other Federal sales programs, you can consult publications listed in the Consumer Information Catalog.  For a free copy of the Catalog, please call 1 888-8 PUEBLO (1-888-878-3256) or visit website http://www.pueblo.gsa.gov/

Seized and Repossessed Cars

Click on the links below for more information:

Cars, Trucks, Boats, Aircraft's and Other Vehicles

- Internal Revenue Service (IRS) 
- U.S. Department of the Treasury 
- U.S. Marshals Service (USMS) 
- Department of Defense Reutilization and Marketing Service (DRMS) 
- Department of Agriculture (USDA) 
- Department of Energy (DOE)

General Merchandise (Jewelry, Clothing, Furniture, etc.)

- Internal Revenue Service (IRS)
- U.S. Department of the Treasury
- U.S. Marshals Service (USMS)
- U.S. Postal Service (USPS) 
- Department of Defense Reutilization and Marketing Service (DRMS)
 

Office Equipment (Computers, Office Furniture, Industrial Supplies, etc.)

- Internal Revenue Service (IRS)
- U.S. Department of the Treasury
- Department of Agriculture (USDA)
- U.S. Marshals Service (USMS)
- Small Business Administration (SBA) 
- National Aeronautics and Space Administration (NASA)
- U.S. Postal Service (USPS)
- Department of Defense Reutilization and Marketing Service (DRMS)
- Department of Energy (DOE)
- Tennessee Valley Authority

Houses and Real Estate

- Internal Revenue Service (IRS)
- U.S. Department of the Treasury
- Department of Housing and Urban Development (HUD) 
- Fannie Mae 
- Freddie Mac 
Office of Property Disposal 
- U.S. Marshals Service (USMS)
- Small Business Administration (SBA)
- U.S. Army Corps of Engineers Homeowners Assistance Program (USACE-HAP) 
- Federal Deposit Insurance Corporation (FDIC) 
Bureau of Land Management (BLM)

Military Surplus

- Department of Defense Reutilization and Marketing Service (DRMS)

Assorted Other Auctions Open to Public

422 Sales - Slippery Rock, Pennsylvania [live]
"America's Foremost School Bus Auctioneers"
Arizona Department of Transportation - Phoenix, Arizona [live]
Listing of surplus vehicles and equipment for the Arizona Department of Transportation. Includes schedule of upcoming auctions, FAQ, sample images, auction results, and more.
Auction City - Redwood City, California [live]
Automobile Auctions including Repo an Seized Vehicles.
Auction East - Portsmouth, New Hampshire [live]
Auction East pioneered the concept of "On-Site" wholesale dealer to dealer auctions. Over 90% sale ratio! Auctions conducted in ME/NH/MA.
Auctionauto.com - Cleveland, Ohio [online]
At last, set your own price for a new or used car!
Auto Auction of Utah - Orem, Utah [live]
Public auction every Wednesday 6 p.m. - includes repos, automobiles, SUVs, 4x4s, trucks, and construction heavy equipment, including back hoes, CATs, cranes, dozers, excavators, forklifts, loaders, trenchers, etc.
Big Sun Auto Auction - Ocala, Florida [live]
Auto dealer auctions in Florida.
BQE Public Auto Auction - Brooklyn, New York [live]
The largest public auto auction in the Tristate area - Hundreds of cars - Great prices - Financing available.
Calling All Cars Auction - Omaha, Nebraska [online]
Calling All Cars Auctions includes for-sale-by-owner luxury, sports, exotic and classic cars, and high-end RVs. Listings are added daily and include detailed descriptions and pictures. Bidding and auction registration is done online.
Carolina Auto Auction - Anderson, South Carolina [live]
The goal of the Carolina Auto Auction is to become one of the largest independent auto auctions in the Southeast.
CarScene.com - USA [online]
Hundreds of collector car, hot rod, Corvette, Mustang cars up for auction! Plus, thousands of classified ads of rare and hard to find vehicles.
Chuck Bohn & Associates - Englewood, Colorado [live]
We regularly feature equipment/vehicles from US West, RTD, and government agencies.
Clark County Auto Auction - Jeffersonville, Indiana [live]
Public Auto Auction every Wednesday at 6:15pm. Over 300 cars, trucks, and vans every week.
ClassicCar.com - USA [online]
Online cars & parts auctions for the community of classic antique car enthusiasts. (Buy & sell cars, trucks, motorcycles, rare parts, auto accessories & automobilia)
Contra Costa County Public Auto Auction - Pleasanton, California [live]
Contra Costa County Public Auto Auction offers up to 200 quality used cars, trucks, sports utility vehicles, minivans, travel trailers, boats and Rv's every first.
Copart Salvage Auto Auctions - Benicia, California [live]
A national provider of salvage vehicle auction services for vehicle suppliers, with 56 facilities operating in 27 states.
Coys of Kensington - London, United Kingdom [live]
Specialists in Fine Historic Automobile - Valuers and Auctioneers.
Garner & Associates Auctioneers - Waco, Texas [live]
Auto Auction for the city of Waco, third Thursday of every month.
Gaston & Sheehan Auctioneers - Pflugerville, Texas [live]
Vehicles & Equipment, Jewelry, Antiques, Computer Equipment, Office Furniture
Houston Auto Auction - Houston, Texas [live]
Auto auctions held every Wednesday and Saturday.
Idaho Auto Auctions - Boise, Idaho [live]
Hold weekly dealer-only sales featuring a wide variety of fleet/lease and repossessed vehicles.
Insurance Auto Auctions - Palatine, Illinois [live]
The largest salvage service firm in the U.S. Sells vehicles from insurance companies, rental companies, and other suppliers.
Joe Pippin Auctioneers - Irving, Texas [live]
Conducts auto and surplus auctions around the country.
Ken Porter Auction Company - Santa Barbara, California [live]
Auction Sales for Cities, Counties, Government Agencies, California Highway Patrol seized vehicles, Southern California Gas Company and other Utilities, Drug Seizures, Bank Repos and Movie Studios' Vehicles.
Keystone Public Auto Exchange, Inc. - Harrisburg, Pennsylvania [live]
The Re-possession & Off-lease auction specialists; We feature 3 lanes and weekly Monday auctions, with special monthly utility auctions as well.
Kruse International - Auburn, Indiana [live]
Auctions of exotic and collectible cars.
L.W. Benton Co. - Macon, Georgia[live & online]
Automobile & Personal Property Auctions.
Mactown Motors - McLeansboro, Illinois [live]
Auto auctions and surplus equipment.
Michener Allen Auctioneer - Edmonton, Alberta, Canada [live]
Canada's largest one day public auction of autos.
Mid-America Auctions - St.Paul, Minnesota [live]
Vintage Motorcycle Auctions and Collector Automobile Auctions.
Midwest Auto Auction - AucAuc, Michigan [live]
We are currently celebrating our 45th year in business serving Banks, Leasing Companies, Credit Unions, Finance Companies, New and Used Car Dealerships, and most importantly "you".
Neal Auctioneers - Port St. Lucie, Florida [live]
Bruce Neal and his Staff have the fairest and newest way of selling clean trade-ins right at the dealership, at a low cost to both the buyer and the seller!
Pacific Auction Companies - Commerce City, Colorado [live]
Specialize in Auto Auctions but also conduct antique, nostalgia, liquidation and benefit auctions.
Palm Springs Exotic Car Auctions - Palm Springs, California [live]
Auction held twice a year, February and November.
PartsQuest - USA [online]
Automotive related parts and accessories from spark plugs to whole bodies, vintage to exotic, practical to rare. NO listing fees. Language and currency translators. Thumbnail pic listings. Great for the enthusiast and businesses. NOS and bulk parts.
Premier Auctioneers, Inc. - Brandon, Florida [live]
Specialize in recovery of vehicles and selling the repos at auction.
Racers Auction - Salina, Kansas[live & online]
Buy and Sell Automotive and Racing related parts, everything from engine parts to complete race cars, are categories include Chassis Parts, Drivetrain, EleElectronicsngine Parts, Engines, Fuel Systems, MemMemorabiliaDiecast, Race Cars, Tools & Equip.
Radford Auto Auction - Radford, Virginia [live]
Each year Radford Auto Auction brings thousands of buyers and sellers together. Fleet managers, car rental and leasing companies, financial institutions, and dealerships of all sizes are among the diverse clients.
Rex Higley Auctions - Ogden, Utah [live]
We also sell at auction: Surplus Equipment, Miscellaneous Items (including theft recovered items), and Police Evidence.
RM Classic Cars - Blenheim, Ontario, Canada [live]
Classic Auto Auctions throughout North America.
Southern Auto Auction of Greensboro - Greensboro, North Carolina [live]
Auto auctions every Monday and Thursday.
Transport Universe - Pittsfield, New Hampshire [online]
Transportation auction and car auctions resource featuring information on classifieds, employment, auto buying, selling, shipping, locating dealers, businesses, and more.
Tristate Auction Systems - Bakersfield, California [live]
Auctioneers of cars, trucks,computers, office furniture, sports gear, electronics, and more... We service public auctions and consignments too!
US Auctioneers - Rock Island, Illinois [live]
Specializing in truck tractors, trailers, trucks, and related equipment.
Used Car Net - Online, USA [online]
A listing of used car Auctions in the U.S. and Canada.
Zephyr Hills Festivals - Odessa, Florida [live]
Collector Car Auction November 11th and 12th, 2000. A total of 300 cars will be accepted for both days, a maximum of 160 cars Saturday and a maximum of 140 cars Sunday.

Miscellaneous Government Auctions

Get Bargains at Public Auctions

A variety of different items from various sources.

These include seized goods that have been confiscated by the United States Marshals, Customs, Police and other government agencies. 

Request to be put on the mailing list.

You will now be able to save top dollars by attending these government auctions. Be sure to be put on the auction mailing list.  Take a look at the different auction agencies below and contact them so you can start receiving sales schedules.

Government agencies you can contact by the Internet, phone or mail.

New England Region - CT, MA, ME, NH, RI, VT
10 Causeway Street
3^rd floor, room 347
Boston, MA 02222-1076
(617) 565-7326

Northeast & Caribbean Region - NJ, NY (PR, VI)
Room 20-112, Box 10
26 Federal Plaza
New York, NY 10278
(212) 264-4823 or (800) 488-7523

Southeast Sunbelt Region - AL, FL, GA, KY, MS, NC, SC, TN
Peachtree Summit Building
401 West Peachtree Street
Atlanta, GA 30365-2550
(404) 331-5177

The Heartland Region - IA, KS, MO, NE
230 South Dearborn Street
Chicago, IL 60604
(312) 886-8686 or (816) 823-3714 or
FAX on Demand : (816) 823-3701

Greater Southwest Region - AR, LA, NM, OK, TX
819 Taylor street
Fort Worth, TX 76102-6105
(817) 978-2352 0r (800) 495-1276

Rocky Mountain Region - CO, MT, ND, SD, UT, WY
P.O Box 25506
Denver, CO 80225-0506
(303) 236-7705

Pacific Rim Region - AZ, CA, HI, NV (AS, CM, GU)
450 Golden Gate Avenue
4^th floor west
San Francisco, CA 94102-3434
(415) 522-2891 or (800) 676-7253
Fax: (415) 522-3019

Northwest/Arctic Region - AK, ID, OR, WA
400 15^th Street, SW
Auburn, WA 98001-6599
(253) 931-7566

Various Local Public Auctions

Police

Stolen property that is retrieved and unclaimed by its original owner, abandoned property, and police equipment such as cars that have been replaced, fare auctioned off by the police.  Typically, the sales are advertised in the local newspaper or legal paper.

Cities and states vary as to how they dispose of this property so you should contact the public information department of your local or state police and ask when the next sale is coming up and where. Find out whether the police handle the auction themselves, or whether it is handled by another city office in the jurisdiction.

Sheriff's

A Sheriff's sale is held when someone wins a financial judgment against someone else in court, or when a bank or mortgage company forecloses a loan. Houses and land are the most frequent sale items, but cars, all types of business equipment and furniture also go on the sale block.

These sales are relatively easy to find and there is almost always one going on local to you. Pick up the local paper and look at the legal notices, and you can bring the case number to the courthouse, glance through the file, and know what the going price will probably be by the amount owed by the defendant. The sale is typically held on the courthouse steps or at the property itself. Payment in full is expected the day of sale. 

Internal Revenue Service

Sales are held on an as-needed basis, and each sale is typically 10 to 40 days after the notice of sale has been published.  By federal law, the IRS is required to advertise in at least three locations. Advertisements are placed in the major local newspaper, the local legal newspaper, the city hall or the federal and state buildings.

You can get on a mailing list for interested bidders.  It  is maintained at the local or district office, whose address you can find by checking your phone book under U.S. Government offices, Department of Treasury, or by calling 1-800-829-1040 for the local collection division address. Write to the Chief of Collections or Special Procedures and request to be placed on the list. Specify the type of property you are interested in or whether you want to know of all sales.

The sale takes place either at the IRS collections division, the seized property location or on the premises of a private auctioneer.

U.S. Bankruptcy Court

Bankruptcy sales are typically handled by a trustee. Each district's bankruptcy court appoints several of trustees annually for the sole purpose of handling the sales. You can contact the bankruptcy division in your area for the names and addresses of the trustees.

The best way  for tracking bankruptcy sales is to watch the legal notices in your local paper or legal newspaper. The notice will set out assets and debts, the chapter number, and name and number of the case.

Local Auction Information In Your Area

Click Here For State-By-State

Agency Listings

U.S. Marshals Auctions

Credit Repair

Bonus - Bonus - Bonus

Here is a Free Informative eBook (electronic book) available for members of this site to download.  Rebuild/Repair Your Credit Today!



Click Here To Download

---

 

Rebuild Your Credit

Although it is possible to successfully buy cars at auction with bad credit, it is advisable to have good credit to make larger purchases where some financing is involved.  That is needed to obtain favorable rates on loans.

The following credit card offers will help you, if you are new to credit or you are trying to rebuild your credit.  To get started call the toll free number provided and request an application.  Many banks now maintain their own website where you can apply online. Some of  those website addresses are included in this website here.

The best advice to repairing your credit is to obtain a secured credit card, making timel payments, and after a history of about half-year, applying for an unsecured credit card and making timely payments with that.

Most "high risk" credit card banks offer both secured and unsecured credit cards.  You should specify which one you are applying for when contacting the respective bank. A secured card requires you to open and maintain a savings account as security for your line of credit, whereas an unsecured card does not.

UNSECURED CREDIT CARDS

First National Bank
PO Box 6000
Brookings, SD 57006-6000

Cross Country Bank
800 Delaware Avenue
Wilmington, DE 19801
(302) 326-4200 or 1.800.252.1159

Orchard Bank
P.O. Box 19360
Portland, OR 97280
1.800.581.6880

Merrick Bank
P.O. Box 571308
Salt Lake City, Utah 84157-1308.
1-800-929-8818
(Not Available in The Virgin Islands, Puerto Rico and Wisconsin)

First PREMIER Bank
PO Box 5114
Sioux Falls, SD. 57117-5114
(Not available in Wisconsin)

First National Bank
Pierre, SD
(Not available in Wisconsin)

SECURED CREDIT CARDS

Key Bank and Trust
1-800-539-5398

Sterling Bank & Trust
1.800.372.7694

Associates National Bank
1-800-884-1789

First Consumers National Bank (FCNB)
PO Box 2088
Portland, OR 97208
1.800.876.3262
(Not available in North Carolina and Vermont)

American Consumers Express
PO Box 2855
Pompano, FL 33072
1.954.570.8691

Catalog Merchant Credit Cards
Credit Plus
PO Box 766
Bridgeton, MO 63044
1.314.344.1111

 

Government Contacts

 

Financial Assistance for Small Businesses

U.S. Small Business Administration (SBA)

Small Business Innovation Research Program (SBIR)

Small Business Technology Transfer Research Program (STTR)

Small Business Development Companies (SBIC)



Financial Assistance for Students

Dept. of Education
VA Education Service
AmeriCorps
Department of Labor

Federal Jobs

USAJOBS

Miscellaneous Government Publications

Consumer Information Center
Government Printing Office

Veteran's Benefits

Veterans Administration (VA)

Miscellaneous Benefits and Services

Medicare/Medicaid
Food Stamps/WIC
Disaster Assistance
Catalog of Federal Domestic Assistance

Education

Department of Education
Financial aid for post secondary education institutions with a toll free help number to answer questions on filling out the form. Guides to federal grants, loans, and work-study programs for students. Free application can be downloaded online for Federal Financial Aid and Student Financial Assistance Guides.

Employment

Office of Personnel Management (OPM)
Manages employment policy for civil service jobs. OPM develops and gives written exams, rates applicants, and refers applicants to agencies with openings. OPM publicizes job openings through automated telephone systems, website, and printed materials.

Health

Food & Drug Administration (FDA)
The FDA provides information on the latest therapies, newest drugs, or the best ways to stay healthy. FDA is the federal agency responsible for ensuring that foods are safe, wholesome and sanitary; human and veterinary drugs, biological products, and medical devices are safe and effective; cosmetics are safe; and electronic products that emit radiation are safe. It also ensures that these products are honestly, accurately and informatively represented to the public.

Department of Health and Human Services (HHS)
News and information on 1,000 health and human services topics including Cancer, AIDS, Diabetes, Drugs, Depression, Anxiety, Sexually Transmitted Diseases, Birth Control, Pre-natal Care, Disabilities, Surgery, Medicine, and More! Plus an on-line medical dictionary.

National Cancer Institute
Provides cancer information covering state-of-the-art care to cancer facts sheets and other publications.

U.S. Department of Agriculture (USDA)
The USDA provides information about good nutrition and improving the eating habits of the nation's children. Dietary Guidelines for Americans, Food Guide Pyramid Information, Information about improving the nutrition of children.

Small Business

U.S. Business Advisor
Provides business with one-stop access to federal government information, services, and transactions.  This is a one-stop electronic link to government for business. 

Small Business Administration (SBA)
Helps small businesses succeed, from start-up through the many stages of growth. The SBA’s programs and services can assist you in almost every aspect of starting your business, from developing a business plan to obtaining financing, and from marketing your products and services to managing your company.

Money

Securities & Exchange Commission (SEC)
An independent, nonpartisan, quasi-judicial regulatory agency with responsibility for administering the federal securities laws. The purpose of these laws is to protect investors in securities markets that operate fairly and to ensure that investors have access to disclosure of all material information concerning publicly traded securities. The SEC also regulates firms engaged in the purchase or sale of securities, people who provide investment advice, and investment companies.

Federal Trade Commission (FTC)
Offers over 150 consumer and business publications on a wide range of categories, including credit, investments, health and fitness, telemarketing, home and real estate products and services, automobiles, and shopping and working at home.

Government Programs

General Services Administration (GSA)
The GSA sells property seized, confiscated, foreclosed, or no longer needed by the Federal Government. Sale properties may be in any of the 50 States or U.S. territories or possessions and include many different types.  Included are cars, houses, boats, jewelry, art collectibles, furniture, office equipment, furniture, aircraft, tools, industrial equipment and more! Properties are generally sold by auction.

Dept. of Housing & Urban Development (HUD)
HUD helps people buy homes, to create affordable rental housing, to spur community and economic development, and to enforce fair housing laws.

General

The Consumer Information Center
Offers a quarterly catalog of free and low-cost consumer publications. Information is published by a wide variety of Federal Government agencies. Topics include: Cars, Education, Employment Opportunities, Small Business Opportunities, Federal Programs, Health, Money, Travel, & More.  You can view the publications and catalog free of charge online, order a single printed copy for yourself, or subscribe for twenty or more copies for your organization. You can view the Latest Catalog and Publications Online or order printed copies of the latest Consumer Information Catalog.

 

Government Grants

Small Business

Directory of Small Business Lenders

Directory of Small Business Investment Companies  

Students

Federal Financial Assistance Programs

These programs are the largest source of student aid in America, providing over $40 billion a year in grants, loans, and work-study assistance which comprises 70% of all U.S. student aid. The Free Application for Student Aid, available on-line and is filled out by most students applying for aid, and is used by many state and private aid programs to award their funds. 

It is possible to request The Student Guide or the FAFSA by calling the Federal Student Aid Information Center toll-free:

1-800-4 FED AID
(1-800-433-3243)
(TDD 1-800-730-8913)
Monday - Friday, 8:00am-8:00pm EST

The major sources of aid from the U.S. Department of Education are:

- Federal Stafford Loans
- Federal Plus Loans
- Federal Direct Loans
- Federal Pell Grants
- Federal Supplemental Educational Opportunity Grants
- Federal Perkins Loans
- Federal Work-Study

If you have not yet enrolled in a postsecondary school, you should read Funding Your Education publication, an introductory publication that gives an overview of the Student Financial Assistance Programs and how to apply for aid.

Student Guide If you're already enrolled in a postsecondary school, you may want to consult the latest version of the Student Guide. The Student Guide provides more information about the aid process while you're in school.

Other Federal Sources

The U.S. Department of Education is the largest federal source of financial aid for college but they are not alone in providing assistance from the federal level. Scholarships, loans, job training, money to pay existing student loans are all available from a variety of programs administered by the federal government.

Department of Veterans Affairs (VA)  Offers several programs administered by its Education Service. Aid is available for veterans, reservists, National Guard persons, widows, and orphans. Programs detailed on the VA Education Service Web site include the Montgomery GI Bill (for Active and Selected Reserves personnel), Veterans Educational Assistance Program, Survivors' and Dependents' Educational Assistance Program, Work-Study, and Tutorial Assistance. Toll-free numbers for assistance and benefit forms are included on the site.

AmeriCorps

This is administered by the Corporation for National and Community Service and allows people of all ages and backgrounds to earn help paying for education in exchange for a year of service.

A variety of loans, scholarships, and faculty loan repayment programs are available for students in the health professions. Help in several areas, including dentistry, public health, optometry, and veterinary medicine, is available through the Public Health Service, a part of the U.S. Department of Health and Human Services.

Job Training Partnership Act Department of Labor program of tuition and free assistance for job training for the economically disadvantaged, dislocated workers, and others facing employment barriers.

State Sources

Contact your respective state for more information.

 

ALABAMA
c/o Kentucky Higher Education Assistance Authority (KHEAA)
1050 U.S. 127 South
Frankfort, KY 40601
(502) 696-7472
(800) 668-5772

ALASKA
United Student Aid Funds, Inc. - Alaska
P.O. Box 6180
Indianapolis, Indiana 46206-6180
(800) 824-7044

ARIZONA
United Student Aid Funds, Inc. - Arizona
Suite #400
25 South Arizona Place
Chandler, Arizona 85225
(800) 824-7044

ARKANSAS
Student Loan Guarantee Foundation of Arkansas
219 South Victory Street
Little Rock, Arkansas 72201-1884
(501) 372-1491

CALIFORNIA
California Student Aid Commission/EDFUND
3300 Zinfandel Dr.
Rancho Cordova, CA 95741
(916) 526-7321

COLORADO
Colorado Student Loan Program
One Denver Place, South Terrace
999 18th Street, Suite 425
Denver, Colorado 80202-2440
(303) 294-5050

CONNECTICUT
Connecticut Student Loan Foundation
525 Brook Street
Rocky Hill, Connecticut 06067
(860) 257-4001

DELAWARE
Pennsylvania Higher Education Assistance Agency -- Delaware
1200 North Seventh Street
Harrisburg, Pennsylvania 17102-1444
(717) 720-2000

DISTRICT OF COLUMBIA
American Student Assistance
330 Stuart Street
Boston, Massachusetts 02116
(800) 999-9080

FLORIDA
Florida Department of Education
Office of Student Financial Assistance
107 West Gaines Street
Room 255 Collins
Tallahassee, Florida 32399
(904) 488-4095

GEORGIA
Georgia Higher Education Assistance Corporation
Suite 200
2082 East Exchange Place
Tucker, Georgia 30084
(770) 414-3000

HAWAII
United Student Aid Funds, Inc. - Hawaii
P.O. Box 22187
Honolulu, Hawaii 96822-0187
(800) 824-7044

IDAHO
Student Loan Fund of Idaho, Inc.
6905 Highway 95
Fruitland, Idaho 83619-0730
(208) 452-4058

ILLINOIS
Illinois Student Assistance Commission
3rd Floor
500 West Monroe
Springfield, Illinois 62704
(217) 782-6767

INDIANA
United Student Aid Funds, Inc. - Indiana
P.O. Box 6180
Indianapolis, Indiana 46206-6180
(800) 824-7044

IOWA
Iowa College Student Aid Commission
200 10th Street, 4th Floor
Des Moines, Iowa 50309
(515) 281-4890

KANSAS
United Student Aid Funds, Inc. - Kansas
3 Townsite Plaza
Suite #220, 120 SE Sixth Street Topeka, Kansas 66603
(800) 824-7044

KENTUCKY
Kentucky Higher Education Assistance Authority (KHEAA)
1050 U.S. 127 South
Frankfort, Kentucky 40601
(502) 564-7990
(800) 668-5772

LOUISIANA
Office of Student Financial Assistance
Louisiana Student Financial Assistance Commission
1885 Wooddale Blvd.
Baton Rouge, Louisiana 70806
(504) 922-1012
(800) 259-5626 ext. 1012

MAINE
Finance Authority of Maine
P.O. Box 949
Augusta, Maine 04332-0949
Phone: (207) 623-3263
1-800-228-3734 (Maine Only)
FAX: (207) 623-0095
E-Mail: info@famemaine.com

MARYLAND
United Student Aid Funds, Inc. - Maryland
The RCM & D Building
555 Fairmount Avenue, Suite 310
Towson, Maryland 21286
(800) 824-7044

MASSACHUSETTS
American Student Assistance
330 Stuart Street
Boston, Massachusetts 02116
(800) 999-9080

MICHIGAN
Michigan Higher Education Assistance Authority
608 West Allegan
Lansing, Michigan 48933
(517) 373-3399

MINNESOTA
Great Lakes Higher Education Guaranty Corporation
444 Cedar Street, Suite #500
St Paul, Minnesota 55101
(800) 366-0032

MISSISSIPPI
United Student Aid Funds, Inc. - Mississippi
6508 Dogwood View Parkway, Suite A
Jackson, Mississippi 39213
(800) 824-7044

MISSOURI
Missouri Coordinating Board for Higher Education
3515 Amazonas Drive
Jefferson City, Missouri 65109
(573) 751-2361

MONTANA
Montana Guaranteed Student Loan Program
2500 East Broadway
Helena, Montana 59620
(406) 444-6594

NEBRASKA
Nebraska Student Loan Program, Inc. (NSLP)
1300 "O" Street
Lincoln, Nebraska 68508
(402) 475-8686

NEVADA
United Student Aid Funds, Inc.
P.O. Box 6180
Indianapolis, Indiana 46206-6180
(800) 824-7044

NEW HAMPSHIRE
New Hampshire Higher Education Assistance Foundation
44 Warren Street
Concord, New Hampshire 03301
(603) 225-6612

NEW JERSEY
New Jersey Higher Education Assistance Authority
CN 540, 4 Quakerbridge Plaza
Trenton, New Jersey 08625
(609) 588-7944

NEW MEXICO
New Mexico Student Loan Guarantee Corporation
3900 Osuna, NE
Albuquerque, New Mexico 87109
(505) 345-3371

NEW YORK
New York State Higher Education Services Corporation
99 Washington Avenue
Albany, New York 12255
(518) 474-5592

NORTH CAROLINA
North Carolina State Education Assistance Authority
UNC - Research Triangle Park Bldg.
UNC RTP Building, 10 Alexander Drive
Research Triangle Park, North Carolina 27709
(919) 549-8614

NORTH DAKOTA
Student Loans of North Dakota
715 East Broadway
Bismarck, North Dakota 58502
(701) 328-5791
1-800-472-2166 ext. 85791 (toll free)
FAX: (701) 328-5716

OHIO
Great Lakes Higher Education Guaranty Corporation
2401 International Lane
Madison, Wisconsin 53704
(608) 246-1800

OKLAHOMA
Oklahoma State Regents for Higher Education Guaranteed Student Loan Program
P.O. Box 3000
Oklahoma City, Oklahoma 73101-3000
(405) 858-4300 or 1-800-442-8642

OREGON
Oregon State Scholarship Commission
Suite 100, Valley River Office Park
1500 Valley River Drive
Eugene, Oregon 97401
(541) 687-7400

PENNSYLVANIA
Pennsylvania Higher Education Assistance Agency
1200 North Seventh Street
Harrisburg, Pennsylvania 17102-1444
(717) 720-2867

PUERTO RICO
Great Lakes Higher Education Guaranty Corporation
2401 International Lane
Madison, Wisconsin 53704
(608) 246-1800

RHODE ISLAND
Rhode Island Higher Education Assistance Authority
560 Jefferson Boulevard
Warwick, Rhode Island 02886
(401) 736-1100

SOUTH CAROLINA
South Carolina Student Loan Corporation
Suite #210, Interstate Center
16 Berryhill Road
Columbia, South Carolina 29210
(803) 772-9480

SOUTH DAKOTA
Education Assistance Corporation
115 First Avenue, S.W.
Aberdeen, South Dakota 57401
(605) 225-6423

TENNESSEE
Tennessee Student Assistance Corporation
Suite #1950, Parkway Towers
404 James Robertson Parkway
Nashville, Tennessee 37243-0820
(615) 741-1346

TEXAS
Texas Guaranteed Student Loan Corporation
P.O. Box 201725
Austin, Texas 78720-1725
(512) 219-5700

UTAH
Utah Higher Education Assistance Authority
Suite #550, #3 Triad Center
355 West North Temple
Salt Lake City, Utah 84180-1205
(801) 321-7200

VERMONT
Vermont Student Assistance Corporation
Champlain Mill, 1 Main Street
Winooski, Vermont 05404
(802) 655-9602

VIRGINIA
Educational Credit Management Corporation
411 E. Franklin St., Suite 300
Richmond, Virginia 23219-2243
(804) 644-6400
(888) 775-3262 toll-free
(804) 344-6704 TDD

WASHINGTON
Northwest Education Loan Association
500 Colman Building
811 First Avenue
Seattle, Washington 98104
(206) 461-5300
(800) 562-3001 toll-free

WEST VIRGINIA
Pennsylvania Higher